:root{--ink:#183d35;--muted:#65746b;--paper:#f8f9f4;--white:#fff;--line:#dfe5dc;--lime:#d5ef8a;--pale:#edf2e8;--orange:#df9773;--radius:24px}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}a:hover{text-decoration:underline}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #438d6b;outline-offset:4px}.wrap{max-width:1180px;margin:auto;padding:0 30px}.skip{position:absolute;left:10px;top:-100px;background:white;padding:10px;z-index:10}.skip:focus{top:0}.site-header{border-bottom:1px solid var(--line);background:var(--paper)}.nav{display:flex;align-items:center;justify-content:space-between;height:88px;gap:30px}.brand{font-size:24px;font-weight:750;letter-spacing:-1px;display:flex;align-items:center;gap:9px}.brand svg{width:35px;height:35px}.brand span span{font-weight:400}.navlinks{display:flex;align-items:center;gap:30px;font-size:14px;font-weight:600}.navcta,.button{display:inline-flex;justify-content:center;align-items:center;gap:18px;border:0;border-radius:9px;padding:13px 19px;background:var(--ink);color:white;font-weight:600;font-size:14px}.button:hover,.navcta:hover{background:#295547;text-decoration:none}.button.light{background:var(--lime);color:var(--ink)}.button.outline{background:transparent;border:1px solid var(--line);color:var(--ink)}.menu-toggle{display:none}.eyebrow{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1.7px;display:flex;gap:9px;align-items:center}.dot{width:7px;height:7px;border-radius:50%;background:#558763;display:inline-block}.hero{padding:53px 0 30px;position:relative}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:65px}.hero h1{font-size:clamp(40px,4.7vw,64px);line-height:1.08;letter-spacing:-3px;font-weight:500;margin:22px 0 20px;max-width:730px}.hero h1 em{font-family:Georgia,serif;font-weight:400;font-style:italic}.hero p{color:var(--muted);font-size:16px;max-width:580px;margin:0}.hero-note{display:flex;gap:18px;margin-top:24px;font-size:12px;color:var(--muted)}.hero-art{position:relative;height:210px;display:flex;justify-content:center;align-items:center}.orb{position:absolute;width:200px;height:200px;border:1px solid #d5ddce;border-radius:50%;right:35px;background:repeating-linear-gradient(0deg,transparent,transparent 18px,#e2e8da 19px,transparent 20px);transform:rotate(-15deg)}.mini-slip{transform:rotate(-7deg);width:230px;background:white;border:1px solid var(--line);border-radius:13px;padding:20px;box-shadow:0 12px 35px #183d3510;z-index:1}.mini-slip .tiny{font-size:10px;letter-spacing:1px}.mini-slip strong{font-size:30px;font-weight:500;display:block;margin:8px 0}.slipline{height:7px;border-radius:10px;background:#e8ede4;margin:10px 0;width:90%}.slipline.short{width:55%}.float-tag{position:absolute;bottom:20px;right:0;background:var(--lime);border:5px solid var(--paper);border-radius:14px;padding:12px 19px;font-size:12px;z-index:2;transform:rotate(4deg)}.tool-shell{margin:20px 0 48px;background:white;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 35px #183d3505;overflow:hidden}.tool-tabs{display:flex;gap:28px;padding:0 30px;background:#fcfdf9;border-bottom:1px solid var(--line);overflow-x:auto}.tool-tabs a{font-size:13px;white-space:nowrap;padding:19px 0;border-bottom:2px solid transparent;color:var(--muted)}.tool-tabs a.active{border-color:var(--ink);color:var(--ink);font-weight:700}.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px;padding:30px}.form-title{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}.form-title h2{font-size:20px;letter-spacing:-.6px;font-weight:500;margin:0}.badge{font-size:10px;background:var(--pale);padding:4px 9px;border-radius:5px;font-weight:700;letter-spacing:.5px}label{font-size:13px;font-weight:600;display:block;margin-bottom:8px}.hint{font-size:11px;color:var(--muted);margin:7px 0 15px;line-height:1.5}.field{margin-bottom:19px}.number-wrap{position:relative}.number-wrap .suffix{position:absolute;right:17px;top:14px;color:var(--muted);font-size:13px;pointer-events:none}input[type=number],select{width:100%;border:1px solid #ccd6c9;background:white;color:var(--ink);border-radius:8px;padding:12px 15px;min-height:48px}input.major{font-size:25px;letter-spacing:-.7px;font-weight:500;padding:9px 40px 9px 15px}input[type=range]{width:100%;accent-color:#244e3d;margin:15px 0 0}.range-ends{display:flex;justify-content:space-between;font-size:10px;color:var(--muted)}.two-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.segmented{display:flex;gap:7px}.segmented button{flex:1;border:1px solid var(--line);border-radius:8px;background:white;padding:11px;color:var(--muted)}.segmented button[aria-pressed=true]{border-color:var(--ink);background:var(--pale);color:var(--ink);font-weight:700}.advanced{border-top:1px solid var(--line);margin:16px 0}.advanced summary{padding:16px 0;font-size:12px;cursor:pointer;font-weight:600}.advanced .hint{font-size:12px}.calculate{width:100%;padding:15px}.privacy-note{text-align:center;font-size:10px;color:var(--muted);margin:11px 0 0}.result{background:var(--ink);color:white;border-radius:17px;padding:27px;position:relative;align-self:start}.result-label{font-size:12px;color:#c2d0c4;display:flex;justify-content:space-between;align-items:center}.result-label .badge{color:#daeacb;background:#ffffff15}.big-result{font-size:clamp(40px,4vw,56px);line-height:1.15;letter-spacing:-2px;margin:14px 0 8px;font-weight:500}.big-result small{font-size:18px;color:#c2d0c4;letter-spacing:0}.result-sub{font-size:12px;color:#c1d0c3;margin-bottom:22px}.result-sub strong{color:white;font-weight:500}.money-bar{display:flex;height:10px;border-radius:8px;overflow:hidden;background:#ffffff20;margin-bottom:15px}.money-bar span:nth-child(1){background:var(--lime)}.money-bar span:nth-child(2){background:#86a88b}.money-bar span:nth-child(3){background:#dca584}.legend{display:flex;gap:15px;font-size:10px;color:#c2d0c4;margin-bottom:22px;flex-wrap:wrap}.legend i{display:inline-block;width:6px;height:6px;background:var(--lime);border-radius:50%;margin-right:5px}.legend span:nth-child(2) i{background:#86a88b}.legend span:nth-child(3) i{background:#dca584}.breakdown{border-top:1px solid #ffffff24;padding-top:15px}.result-row{display:flex;justify-content:space-between;gap:10px;font-size:12px;margin:8px 0;color:#c2d0c4}.result-row strong{color:white;font-weight:400}.result-row.total{border-top:1px solid #ffffff24;margin-top:14px;padding-top:14px;color:white;font-weight:700}.result-row.total strong{color:var(--lime);font-weight:700}.result-foot{font-size:10px;line-height:1.5;color:#bbcbbf;margin-top:18px}.result-actions{display:flex;gap:16px;margin-top:17px}.result-actions button{color:#deedcd;background:transparent;border:0;padding:0;font-size:11px;text-decoration:underline;min-height:28px}.assumption{padding:15px 30px;background:#f3f6ee;border-top:1px solid var(--line);font-size:11px;color:var(--muted);display:flex;gap:10px;align-items:start}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);padding:0 0 42px;gap:28px;border-bottom:1px solid var(--line)}.trust-item{display:flex;gap:12px;font-size:12px}.trust-icon{width:34px;height:34px;border:1px solid var(--line);border-radius:10px;display:grid;place-items:center;flex-shrink:0;font-size:17px}.trust-item strong{display:block;font-weight:600}.trust-item p{font-size:11px;color:var(--muted);margin:2px 0}.section{padding:55px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:25px}.section h2{font-size:33px;line-height:1.2;letter-spacing:-1.2px;font-weight:500;margin:10px 0}.section-head p{color:var(--muted);font-size:14px;max-width:470px;margin:10px 0 0}.text-link{font-size:12px;font-weight:600;white-space:nowrap}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:17px;overflow:hidden;background:#fff;display:flex;flex-direction:column;transition:transform .2s}.card:hover{transform:translateY(-3px);text-decoration:none}.card-body{padding:22px;flex:1}.card .eyebrow{font-size:9px;color:var(--muted)}.card h3{font-size:20px;font-weight:500;line-height:1.3;letter-spacing:-.5px;margin:10px 0}.card p{font-size:12px;color:var(--muted);margin:0}.card-arrow{font-size:20px;margin-top:20px;display:block}.editorial-art{height:155px;background:#e9efdf;display:flex;align-items:center;justify-content:center;gap:10px;overflow:hidden;position:relative}.editorial-art b{font-size:52px;font-family:Georgia,serif;font-weight:400;letter-spacing:-3px;z-index:1}.editorial-art:after{content:'';position:absolute;width:150px;height:150px;border:1px solid #b8c8ab;border-radius:50%;right:15px;top:30px}.card:nth-child(3n+2) .editorial-art{background:#f1e8dd}.card:nth-child(3n+2) .editorial-art:after{border-color:#d6c1aa;border-radius:18px;transform:rotate(25deg)}.card:nth-child(3n+3) .editorial-art{background:#e4eae6}.card:nth-child(3n+3) .editorial-art:after{border-radius:0;border-color:#b9ccc1;transform:rotate(-20deg)}.callout{background:#e9f0df;border-radius:20px;padding:34px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.callout h2{font-size:28px;margin:0 0 10px}.callout p{font-size:13px;color:var(--muted);margin:0;max-width:650px}.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-size:14px;font-weight:500;cursor:pointer}.faq details p{font-size:13px;color:var(--muted)}footer{border-top:1px solid var(--line);margin-top:30px;padding:40px 0 20px}.footer-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr;gap:40px}.footer-grid p{font-size:12px;color:var(--muted);max-width:310px}.footer-links{display:flex;flex-direction:column;gap:9px;font-size:12px}.footer-links strong{margin-bottom:6px}.footer-bottom{margin-top:30px;border-top:1px solid var(--line);padding-top:18px;font-size:10px;display:flex;justify-content:space-between;color:var(--muted)}.page-head{padding:45px 0 20px;max-width:850px}.breadcrumb{font-size:11px;color:var(--muted);margin-bottom:25px}.page-head h1{font-size:46px;letter-spacing:-1.8px;line-height:1.1;font-weight:500;margin:15px 0}.page-head p{font-size:17px;color:var(--muted)}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:65px;padding:20px 0 70px}.prose{font-size:16px;line-height:1.85}.prose h2{font-weight:500;font-size:27px;letter-spacing:-.6px;line-height:1.3;margin:35px 0 14px}.prose p{color:#4f6257}.prose a{text-decoration:underline}.prose li{margin:8px 0;color:#4f6257}.toc{position:sticky;top:20px;align-self:start;border:1px solid var(--line);border-radius:15px;padding:23px;font-size:12px}.toc a{display:block;margin:12px 0;color:var(--muted)}.toc .button{color:white}.info-box{border-left:3px solid #8caf65;background:#edf2e8;padding:18px 22px;font-size:13px;margin:24px 0}.error{color:#9d352a;background:#fff0ed;border-radius:8px;padding:10px;font-size:12px;margin:12px 0}.error:empty{display:none}.comparison{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin:15px 0}.comparison>div{background:#ffffff0d;border:1px solid #ffffff20;border-radius:10px;padding:15px}.comparison span{font-size:11px;color:#c1d0c3}.comparison strong{display:block;font-size:24px;font-weight:500;margin-top:8px}.table-scroll{overflow-x:auto}table{width:100%;border-collapse:collapse;font-size:13px}th,td{padding:13px;text-align:left;border-bottom:1px solid var(--line)}th{background:var(--pale)}.search{max-width:480px;margin-bottom:25px}.search input{width:100%;padding:13px;border:1px solid var(--line);border-radius:9px;background:white}.print-only{display:none}.hide{display:none!important}.status{font-size:11px;color:var(--muted);min-height:18px}.article-meta{font-size:11px;color:var(--muted)}
[hidden]{display:none!important}button:disabled{cursor:not-allowed;opacity:.45}input:disabled{background:#f1f3ef;color:#778477}.location-fields{margin-top:22px}.location-fields select{font-size:12px;padding-left:10px;padding-right:5px}
@media(max-width:900px){.hero-grid{gap:25px;grid-template-columns:1.4fr .6fr}.hero-art{transform:scale(.8);transform-origin:right}.navlinks{gap:18px}.calculator-grid{gap:24px;padding:24px}.article-layout{grid-template-columns:minmax(0,1fr);gap:20px}.toc{position:static;grid-row:1}.toc a{display:inline-block;margin-right:15px}.toc .button{display:flex}.hero h1{letter-spacing:-2px}.cards{gap:12px}.card-body{padding:17px}}
@media(max-width:650px){.wrap{padding:0 20px}.nav{height:72px}.brand{font-size:22px}.menu-toggle{display:block;border:1px solid var(--line);background:transparent;padding:7px 12px;border-radius:7px;color:var(--ink)}.navlinks{display:none;position:absolute;top:72px;left:0;right:0;padding:20px;background:var(--paper);z-index:20;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.hero{padding:32px 0 20px}.hero-grid{display:block}.hero-art{display:none}.hero h1{font-size:43px;letter-spacing:-1.9px}.hero p{font-size:14px}.hero-note{font-size:10px;gap:13px}.tool-shell{margin-top:12px;border-radius:17px}.tool-tabs{padding:0 20px;gap:23px}.tool-tabs a{font-size:12px;padding:16px 0}.calculator-grid{grid-template-columns:1fr;padding:20px;gap:22px}.result{padding:23px}.big-result{font-size:47px}.assumption{padding:15px 20px}.trust-row{grid-template-columns:1fr;gap:18px;padding-bottom:30px}.trust-item p{font-size:12px}.section{padding:35px 0}.section h2{font-size:29px}.section-head{align-items:start;flex-direction:column;gap:12px}.cards{grid-template-columns:1fr;gap:18px}.editorial-art{height:165px}.card-body{padding:23px}.callout{grid-template-columns:1fr;padding:25px;gap:20px}.faq{grid-template-columns:1fr;gap:10px}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{display:block}.page-head h1{font-size:36px}.page-head p{font-size:15px}.prose{font-size:15px}.two-fields{gap:12px}.comparison strong{font-size:21px}.article-layout{padding-bottom:30px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{.site-header,.hero,.tool-tabs,.input-panel,.assumption,.trust-row,.section,footer,.result-actions,.privacy-note,.toc,.menu-toggle{display:none!important}.wrap{max-width:100%;padding:0}.tool-shell{border:0;box-shadow:none;margin:0}.calculator-grid{display:block;padding:0}.result{background:white!important;color:black!important;padding:10px;border:1px solid #ccc}.result *{color:black!important}.print-only{display:block!important;font-size:12px;white-space:pre-line}.money-bar,.legend{display:none}.result-row{border-color:#ccc!important}.page-head{padding:0}.article-layout{display:block}.prose{font-size:11pt}.prose h2{break-after:avoid}.big-result{font-size:36px}body{background:white}}

/* Editorial dashboard refresh: cobalt, warm paper and vivid chartreuse. */
:root{--ink:#17282b;--muted:#526465;--paper:#f6f5f0;--line:#d9e1df;--lime:#d9f45a;--pale:#eaf0e9;--radius:22px}
body{background:var(--paper);font-family:Inter,"Segoe UI",Arial,sans-serif;color:var(--ink)}
.wrap{max-width:1290px;padding:0 42px}
.site-header{background:#fff;border-bottom-color:#e3e8e5}.nav{height:78px}.brand{letter-spacing:-1.4px;font-size:26px}.brand svg{width:39px;height:39px}.navlinks{gap:27px}.navcta{background:#174cce;color:white;border-radius:999px;padding:13px 19px}.navcta:hover{background:#123da7}.menu-toggle{border-radius:10px}
.hero{padding:68px 0 60px}.hero-grid{grid-template-columns:1.22fr .78fr;gap:30px}.hero .eyebrow{color:#174cce}.hero h1{font-size:clamp(52px,5.4vw,82px);letter-spacing:-4.8px;line-height:1.015;font-weight:730;margin:23px 0 25px}.hero h1 em{font-family:Georgia,serif;font-weight:400;color:#174cce;letter-spacing:-4px}.hero p{font-size:18px;line-height:1.65;max-width:670px}.hero-note{font-size:12px;font-weight:600;color:#315753;gap:25px;margin-top:30px}.hero-art{height:310px;transform:none}.hero-visual{background:#1842ad;color:#fff;width:310px;height:275px;border-radius:23px;padding:25px;box-shadow:24px 24px 0 #d6e6ff,0 25px 65px #174cce33;transform:rotate(-6deg);display:flex;flex-direction:column;justify-content:space-between}.visual-top{font-size:10px;letter-spacing:1.8px;font-weight:800}.visual-chart{height:155px;display:flex;align-items:flex-end;gap:10px}.visual-chart i{flex:1;border-radius:6px 6px 1px 1px;background:#bce4ff;height:48%}.visual-chart i:nth-child(2){height:76%}.visual-chart i:nth-child(3){height:57%}.visual-chart i:nth-child(4){height:90%}.visual-chart i:nth-child(5){height:72%}.visual-chart i:nth-child(6){height:100%;background:var(--lime)}.visual-chart i:nth-child(7){height:87%;background:var(--lime)}.visual-bottom{display:flex;justify-content:space-between;align-items:end;letter-spacing:1px;font-size:10px;font-weight:800}.visual-bottom b{font-size:30px;line-height:.5;color:var(--lime)}.visual-stamp{position:absolute;right:0;bottom:-1px;background:var(--lime);border-radius:16px;padding:16px 25px;font-weight:900;line-height:1.07;letter-spacing:-.5px;transform:rotate(8deg);box-shadow:0 8px 20px #17282b17}
.tool-shell{box-shadow:0 20px 70px #17282b0e;border-radius:25px;border:1px solid #dce5e2;margin-top:0}.tool-tabs{padding:0 35px;gap:35px;background:#f4f8fc;border-color:#e0e9ef}.tool-tabs a{font-weight:650;color:#4c6068}.tool-tabs a.active{border-color:#174cce;color:#174cce;border-width:3px}.calculator-grid{grid-template-columns:1fr .92fr;padding:35px;gap:35px}.form-title h2{font-size:24px;font-weight:760}.badge{background:#eef4fd;color:#174cce;border-radius:999px;padding:6px 10px}label{font-size:13px;font-weight:720}input[type=number],select,.search input{border-radius:11px;border-color:#cbd7d5;min-height:52px}input.major{font-size:32px;font-weight:750}.segmented button{border-radius:10px;padding:13px}.segmented button[aria-pressed=true]{background:#edf3fe;border-color:#174cce;color:#174cce}.calculate{background:#174cce;border-radius:12px;min-height:57px;font-size:15px;box-shadow:0 10px 18px #174cce25}.calculate:hover{background:#123da7}.button{border-radius:11px}.result{background:#142d37;border-radius:19px;padding:32px;box-shadow:0 22px 45px #142d3720}.big-result{font-weight:760;font-size:clamp(48px,4.5vw,67px)}.result-label .badge{color:#eff7c2;background:#ffffff1c}.result-row{font-size:13px}.assumption{background:#f2f6fd;color:#3f5b68}.scenario-options{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:center}.scenario-options .field{margin-bottom:0}.checkline{display:flex;flex-wrap:wrap;align-items:center;gap:8px;border:1px solid #d9e3e0;border-radius:12px;padding:13px;margin:0;cursor:pointer}.checkline input{width:18px;height:18px;accent-color:#174cce}.checkline span{flex-basis:100%;color:var(--muted);font-size:11px;font-weight:400;padding-left:27px}
.trust-row{padding:18px 0 55px}.trust-icon{background:#eaf0fd;border-color:#d5e0f7}.section h2{font-size:clamp(31px,3.5vw,45px);font-weight:740;letter-spacing:-1.8px}.section-head p{font-size:15px}.eyebrow{color:#174cce}.journey{border-bottom:1px solid var(--line)}.step-list{background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;display:grid;grid-template-columns:1fr 1fr}.step{display:grid;grid-template-columns:45px 1fr;gap:18px;padding:29px 32px;border-bottom:1px solid var(--line)}.step:nth-child(odd){border-right:1px solid var(--line)}.step:nth-last-child(-n+2){border-bottom:0}.step>span{font-size:24px;font-weight:800;color:#174cce;line-height:1.2}.step h3{font-size:19px;letter-spacing:-.5px;margin:0 0 9px;line-height:1.3}.step p{font-size:14px;color:var(--muted);margin:0;line-height:1.75}.guide-cta{margin-top:22px;border-radius:18px;background:#e5edff;padding:24px 28px;display:flex;justify-content:space-between;align-items:center;gap:20px}.guide-cta strong{font-size:19px}.guide-cta p{margin:3px 0 0;color:var(--muted);font-size:13px}.guide-cta .button{background:#174cce}.example-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.example-card{padding:24px;background:white;border:1px solid var(--line);border-radius:17px}.example-card span{font-size:10px;letter-spacing:1px;font-weight:800;color:#174cce}.example-card strong{display:block;font-size:clamp(22px,2.3vw,31px);margin:17px 0 6px;white-space:nowrap}.example-card p{font-size:12px;color:var(--muted);margin:0}.example-card.accent{background:#dff16f;border-color:#d4e75e}.example-caption{color:var(--muted);font-size:12px;margin:19px 0 0}.example-caption a{text-decoration:underline}
.card{border-radius:19px}.card h3{font-weight:720}.card:hover{box-shadow:0 16px 35px #17282b12}.callout{background:#e6eefd}.page-head h1{font-weight:760}.prose h2{font-weight:730}.toc{background:#fff}
@media(max-width:900px){.wrap{padding:0 27px}.hero-grid{grid-template-columns:1fr .48fr;gap:12px}.hero h1{font-size:54px;letter-spacing:-3.6px}.hero-art{transform:scale(.7);transform-origin:center}.calculator-grid{padding:25px;gap:20px}.scenario-options{grid-template-columns:1fr}.step{padding:23px}.example-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){.wrap{padding:0 19px}.nav{height:69px}.navlinks{top:69px;background:#fff}.hero{padding:39px 0 29px}.hero h1{font-size:clamp(42px,11vw,59px);letter-spacing:-2.9px;line-height:1.06}.hero h1 em{letter-spacing:-2.5px}.hero p{font-size:15px}.hero-art{display:none}.hero-note{flex-wrap:wrap;gap:7px 17px}.tool-tabs{gap:23px;padding:0 20px}.calculator-grid{padding:20px;gap:22px}.result{padding:22px}.big-result{font-size:49px}.section{padding:43px 0}.step-list{grid-template-columns:1fr}.step,.step:nth-child(odd){border-right:0;border-bottom:1px solid var(--line);grid-template-columns:36px 1fr;padding:23px 19px;gap:11px}.step:last-child{border-bottom:0}.step h3{font-size:17px}.step p{font-size:13px}.guide-cta{align-items:stretch;flex-direction:column}.example-grid{gap:10px}.example-card{padding:16px}.example-card strong{font-size:21px;white-space:normal}.example-card p{font-size:11px}.section h2{font-size:32px}.scenario-options{gap:15px}}
.topic-nav{display:flex;flex-wrap:wrap;align-items:center;gap:9px;padding:27px 0 5px}.topic-nav strong{font-size:12px;margin-right:10px}.topic-nav a{background:#fff;border:1px solid var(--line);padding:8px 13px;font-size:12px;font-weight:650;border-radius:999px;color:#31515d}.topic-nav a:hover{color:#174cce;border-color:#b8caec;text-decoration:none}.topic-section{border-bottom:1px solid var(--line)}.topic-section .section-head{align-items:start}.topic-section .section-head p{max-width:420px}.salary-table{border:1px solid var(--line);border-radius:17px;background:#fff}.salary-table table{min-width:700px;font-size:14px}.salary-table thead th{background:#e8efff;color:#183b7e;font-size:11px;text-transform:uppercase;letter-spacing:.4px}.salary-table th,.salary-table td{padding:17px 20px}.salary-table tbody tr:nth-child(even){background:#f7f9fb}.salary-table tbody th{font-weight:800}.salary-table tbody td:last-child{color:#174cce;font-weight:700}.topic-columns{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-bottom:22px}.topic-columns article,.situations-grid article{background:white;border:1px solid var(--line);border-radius:18px;padding:27px}.topic-columns h3,.situations-grid h3{font-size:22px;line-height:1.2;letter-spacing:-.6px;margin:15px 0 10px}.topic-columns p,.situations-grid p,.tax-explain p{color:var(--muted);font-size:14px;line-height:1.75;margin:0}.topic-number,.situations-grid article>span{color:#174cce;font-weight:800;letter-spacing:1px;font-size:10px}.situations-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.situations-grid article{display:flex;flex-direction:column}.situations-grid a{margin-top:auto;padding-top:22px;color:#174cce;font-size:13px;font-weight:750}.tax-explain{display:grid;grid-template-columns:repeat(3,1fr);gap:0;background:#142d37;color:#fff;border-radius:19px;overflow:hidden}.tax-explain>div{padding:29px 28px;border-right:1px solid #ffffff2a}.tax-explain>div:last-child{border-right:0}.tax-explain strong{font-size:18px;color:#d9f45a}.tax-explain p{color:#d4e1e2;margin-top:12px}.topic-faq{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.topic-faq details{background:#fff;border:1px solid var(--line);border-radius:13px;padding:18px 21px;align-self:start}.topic-faq summary{font-size:15px;font-weight:720;line-height:1.4;cursor:pointer}.topic-faq p{font-size:13px;line-height:1.7;color:var(--muted);margin-bottom:0}.topic-faq a{text-decoration:underline;color:#174cce}
@media(max-width:900px){.situations-grid{grid-template-columns:1fr 1fr}.situations-grid article:last-child{grid-column:1/-1}.tax-explain{grid-template-columns:1fr}.tax-explain>div{border-right:0;border-bottom:1px solid #ffffff2a}.tax-explain>div:last-child{border:0}}
@media(max-width:650px){.topic-nav{padding-top:21px;gap:7px}.topic-nav strong{width:100%;margin-bottom:4px}.topic-nav a{font-size:11px;padding:7px 11px}.topic-columns,.situations-grid,.topic-faq{grid-template-columns:1fr}.situations-grid article:last-child{grid-column:auto}.topic-columns article,.situations-grid article{padding:21px}.salary-table th,.salary-table td{padding:14px}.topic-section .section-head p{font-size:14px}.tax-explain>div{padding:22px}.topic-section h2 br{display:none}}
.step p+p,.topic-columns p+p,.situations-grid p+p,.tax-explain p+p,.topic-faq p+p{margin-top:10px}.result-foot+p{margin-top:9px}.topic-section .example-caption+.example-caption,.example-section .example-caption+.example-caption{margin-top:8px}
.salary-graphic{margin:20px 0 23px;padding:34px;border-radius:23px;background:#112d46;color:#f7fbff;overflow:hidden;position:relative}.salary-graphic:before{content:'';position:absolute;width:340px;height:340px;right:-95px;top:-210px;border:1px solid #ffffff36;border-radius:50%;box-shadow:0 0 0 35px #ffffff08,0 0 0 80px #ffffff07;pointer-events:none}.graphic-top{display:flex;justify-content:space-between;gap:25px;align-items:center;position:relative}.graphic-kicker{color:#d9f274;font-size:11px;font-weight:800;letter-spacing:1.7px}.graphic-top h3{font-size:clamp(27px,3vw,39px);letter-spacing:-1.6px;line-height:1.1;margin:11px 0}.graphic-top p{font-size:14px;color:#c9d6e3;max-width:490px;margin:0}.graphic-mark{width:100px;height:100px;flex:none;position:relative;display:grid;place-items:center}.graphic-mark svg{position:absolute;inset:0;width:100%;height:100%;transform:rotate(-12deg)}.graphic-mark>span{font-size:30px;font-weight:800}.graphic-mark>span span{font-size:16px;color:#d9f274}.graphic-scale{display:flex;justify-content:space-between;margin:26px 0 9px;font-size:11px;letter-spacing:1.2px;font-weight:750;color:#d4e3ee}.flow-track{display:flex;width:100%;height:50px;background:#fff2;border-radius:11px;overflow:hidden;gap:3px}.flow-segment{height:100%;min-width:2px}.graphic-legend{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:22px}.graphic-legend>div{background:#ffffff0b;border:1px solid #ffffff24;border-radius:13px;padding:15px;display:grid;grid-template-columns:12px 1fr;column-gap:9px;align-items:start}.graphic-legend i{width:11px;height:11px;border-radius:50%;margin-top:5px}.graphic-legend span{font-size:12px;line-height:1.45;color:#d7e4ee}.graphic-legend strong{grid-column:2;font-size:19px;margin-top:9px;white-space:nowrap}.salary-graphic figcaption{font-size:11px;line-height:1.5;color:#b4c6d6;margin-top:18px}.editorial-art{position:relative;overflow:hidden;isolation:isolate}.editorial-art:before{content:'';position:absolute;width:175px;height:175px;right:11%;top:-47px;border-radius:50%;border:28px solid #ffffff90;box-shadow:0 0 0 24px #ffffff2b;transform:rotate(-27deg)}.editorial-art:after{content:'';position:absolute;width:125px;height:175px;right:24%;bottom:-70px;border-radius:75px 75px 0 0;background:#ffffff8c;transform:rotate(-29deg);box-shadow:28px -22px 0 #163d8666}.editorial-art b{position:relative;z-index:1;text-shadow:0 2px 12px #0003}.guide-card:nth-child(3n+2) .editorial-art:before{border-radius:21px;transform:rotate(-25deg)}.guide-card:nth-child(3n+3) .editorial-art:after{border-radius:50%;height:125px;transform:rotate(10deg)}
@media(max-width:650px){.hero-art{display:block;position:relative;height:135px;overflow:hidden;margin:24px 0 0;transform:none}.hero-visual{transform:rotate(-3deg) scale(.65);transform-origin:top left;box-shadow:12px 12px 0 #d6e6ff}.visual-stamp{font-size:11px;right:12px;bottom:18px;padding:11px 15px}.salary-graphic{padding:22px 18px}.graphic-top{align-items:start}.graphic-mark{height:67px;width:67px}.graphic-mark>span{font-size:20px}.graphic-mark>span span{font-size:12px}.graphic-top p{font-size:12px}.flow-track{height:36px}.graphic-legend{grid-template-columns:1fr;gap:8px;margin-top:15px}.graphic-legend>div{grid-template-columns:12px 1fr auto;padding:11px 13px;align-items:center}.graphic-legend i{margin-top:0}.graphic-legend span{font-size:11px}.graphic-legend strong{grid-column:3;font-size:14px;margin-top:0}.salary-graphic figcaption{font-size:10px}.graphic-scale{margin-top:18px}}